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Covid info regarding real estate

Fri, 02 Oct by Pauline Relkey

Come on Saskatchewan – Vote for Pense – Only 3 hours left to vote.

Sat, 15 Aug by Pauline Relkey

Let’s help one of our small towns in Saskatchewan win the Kraft Hockeyville prize.

HISTORY – Over the past 13 years, Kraft Hockeyville has helped to upgrade arenas from coast to coast, but it’s you, your teams, your families, and your communities that have kept the spirit and passion for hockey alive.  Take a look at past years’ winners and see what it takes to become Kraft Hockeyville.

Here is the link https://www.krafthockeyville.ca/?locale=en_CA#/landing.

Kraft kicks things off each year in January when we can nominate and rally behind our community to show the rest of Canada our passion for the game! Their panel of judges read each story, worth 80% of the community’s total score and tally up the rally points, worth 20%, to determine the Top 4. The finalists will then go head to head in one round of voting to determine who will be crowned the next Kraft Hockeyville.

Grand Prize package includes:
• $250,000 towards upgrades to the Grand Prize winning Arena as nominated in the Story Submission;
• The opportunity to host an NHL® Pre-Season hockey game (the “Game”) that will be played in the Grand Prize winning Arena (or an Alternative Arena, as defined below, if necessary) on a date to be chosen by Sponsor, the NHL, and NHLPA in their sole and absolute discretion (currently anticipated to be in the fall of 2021, prior to the start of the 2021-2022 NHL season) (See Arena Requirements, as defined below); and • The “Kraft Hockeyville Canada 2020” title and trophy for one (1) year. Total ARV of Grand Prize: $650,000 (CAD). Winner announced later today.

So Pense, Sk made it to the top 4.

You can vote as many times as you want. Click the following link to vote.

https://www.krafthockeyville.ca/?locale=en_CA#/landing

KRAFT HOCKEYVILLE 2020 CANADA

Summer time home checklist

Wed, 05 Aug by Pauline Relkey

Half of 2020 is in the past and with this Covid thing, we are hoping that the second half goes way better than the first half.

We’re in the midst of summer. Hopefully with many more weeks of summer to come, we hope that the summer rays keep streaming down on us.  

This is an interesting fact – There’s some evidence that people typically drive safer in problematic conditions, such as rain, snow, and fog, while more car crashes occur on bright sunny days with clear conditions. Following this logic on the road and applying it to the home, it’s important to not overlook or underestimate some of the challenges that present themselves in summer. Unlike many summer drivers, you don’t want to let your guard down on a seemingly innocent time.

Be aware of insects. We all know that mosquitoes are a common summertime nuisance, however some areas across the country will experience the return of cicadas and other types of bugs. For your home, make sure all entry points are secured so you don’t have any unwanted visitors from the great outdoors – and it will help you with your home efficiency!

Check that your HVAC and furnace are working properly, and all the filters are up to date. Pleasant room temperatures are often not on people’s minds and can be taken for granted in the summer unless a problem occurs. And a reminder for those with a deck or patio: make sure the structure is stable and well maintained. It’ll be getting a lot of use now!

Here are your top to-dos for summer:

● Take care of any insect problems you may have.

● Seal up your home.

● Check outdoor faucets for leaks. We don’t need that water bill any higher!

● Have your roof inspected.

● Inspect and possibly change out HVAC filters.

● Clean and repair deck or patio as needed.

● Check water softener; add salt if needed.

● Test garage door auto-reverse feature. Need to keep the little ones safe.

● Clean kitchen garburator. Just don’t stick your hand in it while it’s running!

● Clean range hood filters.

● Inspect your fire extinguisher(s). Are they expired?

Have any other suggestions or questions? Call, text or email me — I’m always happy to help homeowners in our community.

CMHC’s latest survey

Mon, 20 Jan by Pauline Relkey

The 2019 findings are in.

Canadians across the country were asked about their thoughts, attitudes and behaviours about and the process of buying a home in the annual Mortgage Consumer Survey and this is what they said.

Affordability continues to be the most important factor when it comes to buying a home.

One of the biggest stories of 2019 was the dramatic decrease in the number of home buyers who spent the maximum amount they could afford. The cost of becoming a homeowner is at the top of Canadians’ “must-haves”:

Price/affordability (80%)
Number of rooms (73%)
Proximity to public transit (67%)

The majority of Canadians are aware of the mortgage qualification rules (“stress test”). In fact, 65% of buyers said they believe the new mortgage qualification “stress test” will keep more Canadians from taking on a mortgage they can’t afford.

Despite debt levels, consumer optimism is on the rise.
Nearly one third of home buyers don’t expect interest rates to rise in the next year – up from just 20% in 2018. More than 8 out of 10 home buyers also feel confident that buying a home is a sound long-term investment.

The majority of home buyers have a positive attitude towards the idea of buying a home. Close to 9 out of 10 buyers were “happy” or “excited” about buying a home. However, more than one third also said that buying a home made them feel “stressed.”

Most home buyers are satisfied with their experience with their lender or mortgage broker.

The top reason for selecting a lender or broker is the interest rate offered. Despite high satisfaction levels, only less than half of home buyers received a follow-up call from their mortgage professional.  Hmmm a lesson to be learned. Always stay in touch with clients!

First Time Home Buyer Incentive Program

Mon, 20 Jan by Pauline Relkey

Have you heard about this program that just started in September 2019?

First time home buyers who have 5% down payment can apply for this program and get another 5 or 10% as a shared equity mortgage. Existing homes = 5% and newly constructed home = 5 or 10%.

This helps first time home buyers to reduce their monthly mortgage payment without increasing the amount that they must save for a down payment. No on-going repayments are required, this incentive is not interest bearing and you can repay the incentive any time without a penalty. This shared equity mortgage means that the federal government shares in both the upside and downside of the property value.

Your total income must be $120,000 per year or less. The property must be located in Canada and suitable and available for full time year round occupancy.

The homeowner repays the incentive amount after 25 years or when the property is sold, whichever is earlier. The property value determines what you get and what you pay back. Example if you are buying a $300,000 resale property and have your 5% down payment of $15,000 and you qualify for this incentive, you can get another $15,000 from the federal government to put towards your purchase. When you go to repay this amount, it will be based on the value of your property at that time, either in 25 years or earlier if you are selling the property. If the property is then worth $350,000 you will pay back 5% of the amount ($17,500). If the value is down and the property is worth $250,000 you will pay back 5% ($12,500).

There are qualifying factors to this program. Give me a call if you or someone you know could take advantage of this program.

Keep Your Kids Safe

Wed, 05 Jun by Pauline Relkey

I think that this information is very important for everyone to think about.

For Immediate Release
June 5, 2019
Hudson Bay, SK – Cade Sprackman Safety Day in Hudson Bay

Today, the Saskatchewan Safety Council is hosting the second annual ‘Cade Sprackman Safety Day’ at Hudson Bay Community School.
Students participating in this one-day event have previously completed online safety education through the Career Safety Education program and will further expand their knowledge by learning about Fall Protection and Fire Safety from the Saskatchewan Safety Council, Lockout and Control of Hazardous Energy with Weyerhaeuser, and Eye Protection, Ladder Safety, Hazard Recognition and Head Protection from Saskatchewan Construction Safety Association (SCSA). As an additional sponsorship, Weyerhaeuser will also provide a BBQ lunch for the entire Hudson Bay Community School.

On January 27th, 2015, Cade Sprackman was killed at his workplace. Michelle, Cade’s mom, said, “I remember him and I talking about what sort of work he would be doing. I asked him about safety and he assured me it was safe. I will never forget the night the RCMP came to the door with news that Cade had died. All they could tell me was that it was an industrial accident that had happened at work. They knew no details.”

Michelle has advocated for youth safety in the workplace and supports Career Safety Education for youth. “Career safety education is so vitally important. Cade naively saw his workplace as safe as he had nothing to compare it to. His employer told him it was safe and so he believed it. We all think that someone has our back; that systems are in place to keep us safe. Systems are only as good as the people behind them and people are fallible. Just like we have to be defensive drivers today, we have to be defensive on the worksite as well.”

Cade, who was raised and educated in Hudson Bay, was creative and imaginative and loved the arts as well as gaming and cinema. He aspired one day to work in the arts as a cinema director.

A video on Cade’s story can be viewed on YouTube. https://www.youtube.com/watch?v=aDP-Ca7-LWI&feature=youtu.be

Career Safety Education encourages the development of awareness, attitudes and habits which result in a culture of safety affecting both workplace and home life. Career Safety Education is the first program of its kind in North America, providing universal access to safety training to all youth in Saskatchewan. Thanks to generous partners, the training is completely FREE for youth between 14 and 21 years of age.

Career Safety Education is comprised of Young Worker’s Readiness Certificate Course (YWRCC), Mental Health – Wellness Strategies, Workplace Hazardous Materials Information System (WHMIS), and an elective from the following: Agriculture: Online Agriculture Training System (OATS), Heavy Construction Roadbuilders: Roadbuilders Safety Training System (RSTS), Trades and Building Construction: Safety Construction Orientation Training (SCOT), and Healthcare: Workplace Assessment and Violence Education (WAVE).

Amanda LePine, Community Relations Coordinator, at the Saskatchewan Safety Council is grateful that the Sprackman Family is sharing their story. She comments that “Cade Sprackman had a vision and dreams to do what he loved. Parents, youth and employers need to hear his story and work to promote safety for youth while at work. We are honoured to be a part of the Cade Sprackman Safety Day and thankful for the support of partners and sponsors. Hopefully hearing Cade’s story will help to prevent youth injuries and fatalities in the workplace.”

The Cade Sprackman Safety Day is an annual event. To be involved, contact Amanda LePine at 306-757-3197.

Cade Sprackman Safety Day Schedule

9:00 AM: Weyerhaeuser – Presentation to Hudson Bay Community School
9:25 AM: Opening Remarks – Saskatchewan Safety Council
9:45 AM: Fall Protection – with demonstration – Saskatchewan Safety Council
10:20 AM: Lockout and Control of Hazardous Energy – Weyerhaeuser
11:10 AM: Break
11:15 AM: Eye Protection / Ladder Safety / Hazard Recognition – SCS
12:16 PM: Lunch Break – BBQ Sponsored by Weyerhaeuser
1:10 PM: Fire Safety with short Intro to Fire Extinguishers – Saskatchewan Safety Council
2:10 PM: Break
2:20 PM: Head Protection Presentation – SCSA
3:05 PM: Thank You and Closing Remarks

ABOUT THE SASKATCHEWAN SAFETY COUNCIL
Since 1955, the Saskatchewan Safety Council, a non-profit registered charity, has been dedicated to the prevention of injury in Saskatchewan . . . at home, at play, and at work.
Funded through donations, membership contributions, sponsorships, grants, and the distribution of its safety programs and materials, the revenues generated by the Safety Council are invested within the province of Saskatchewan to further promote safety.
MEDIA CONTACT:
Amanda LePine
Community Relations Coordinator
Saskatchewan Safety Council
445 Hoffer Drive, Regina SK
alepine@sasksafety.org
306-757-3197
The Saskatchewan Safety Council is a registered charity.
Charitable Registration #11914-0382-RR
www.sasksafety.org | 1.855.280.7115

Apply for a $5000 Grant

Fri, 23 Feb by Pauline Relkey

The Mission of the Association of Saskatchewan REALTORS® (ASR) Quality of Life Program is to demonstrate REALTOR® care and commitment to all communities in Saskatchewan.
The ASR Quality of Life Legacy Grant Program supports that mission by awarding $5,000 grants each year to one charitable organization in each of six regions in the province:
• Region 1: Saskatoon & area;
• Region 2: Regina & area;
• Region 3: Moose Jaw / Swift Current & area;
• Region 4: Estevan / Weyburn & South East area;
• Region 5: Lloydminster / North Battleford & North West area;
• Region 6: Prince Albert / Melfort & North / North East area.
Applications are currently being sought from registered charitable organizations that support the following activities that align with the ASR Quality of Life principles and priorities, as follows:
• support shelter-related services in our communities
• enhance environmental sustainability, protection and conservation of natural areas
• promote safer neighbourhoods and improved community services
• enhance and promote community development and better opportunities for “at risk” populations
• support populations and disadvantaged citizens

DEADLINE IS MARCH 18, 2018

Click here for all the info and application form.

January Residential Sales and Home Prices Move In Opposite Direction

Mon, 12 Feb by Pauline Relkey

2018 has started off to a solid start compared to the 2 previous years in Regina. (Personally I am saying not much of a change).

143 sales in Regina compared to 139 in 2017 = 2.8%.

The Home Price Index reported a price of $279,400 down from $293,600 one year ago. The downward direction on prices is because of the over supply of properties and it’s pushing sellers to keep reducing their asking prices.

We have 1,133 active residential listings on the market at the end of January, over 20% increase from 2017.

The ratio of sales to new listings for the month was 30% (meaning only 30% of listings sold). Still a buyer’s market.  Condos make up almost 30% of the listings which is high.

Click here for the full report.

Saskatchewan Graduates

Tue, 07 Jun by Pauline Relkey

Take note of the First Home Plan that provides an interest-free, repayable loan of up to $10,000 for you to use towards a down payment on your first home.

If you live in (or will be moving to) Saskatchewan, have Graduate Retention Program tax credits available and are going to buy a single family house, duplex, townhouse, mobile or condo unit for your primary residence in Sask, then you are possibly eligible.

For more info, go to Sask Housing Corp. Click here.

sask housing

Saskatchewan Town Histories

Thu, 15 Jan by Pauline Relkey

Want some nostalgia? Check out the towns in Saskatchewan.

The data included on this website is deemed to be reliable, but is not guaranteed to be accurate by the Association of Saskatchewan REALTORS®.

MLS®, Multiple Listing Service®, and the associated logos are all registered certification marks owned by CREA and are used to identify real estate services provided by brokers and salespersons who are members of CREA. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.